As featured on UICCU
Details for UICCU June Specials IO 6760
AUTO LOANS as low as 3.85% APR* 69 month term / up to 100% financing HOME EQUITY LOANS as low as 3.99% APR** 100% financing available 9 MONTH CD SPECIAL earn 2.40% APY*** 2.45% APY if balance exceeds $100,000 GREEN MONEY MARKET earn up to 2.10% APY**** Tiers beginning at $10,000. See fine print for rates. R2 CHECKING earn 2.50% APY***** on balances up to $20,000 and get cash back on your card purchases. Cedar Falls Waterloo 553-3847 553-3870 uiccu.org YOU CAN JOIN if you live or work in Iowa. * APR is Annual Percentage Rate. Rate is fixed. Rate is for 2017 or newer vehicles. Visit uiccu.org for 2016 and older model vehicles. Payment for 69 monthly payments borrowed at 3.85% APR is $16.18 per $1,000. All loans are subject to credit approval. Limited time offer. No internal refinances. ** APR is Annual Percentage Rate. Home Equity Lines of Credit are fixed rate loans for a fixed term. Rate is based on credit history and loan-to-value (LTV). Rate above assumes a LTV of 80% or less and a beacon of 700 or above (3.99% up to 90% LTV. 4.99% up to 100% LTV) $260 closing costs unless appraisal needed. Limited time offer subject to credit approval. No internal refinances. Homeowners insurance required. No prepayment penalties. ***APY is Annual Percentage Yield. Limited time offer. Penalty for early withdrawal. Minimum investment of $1,000. ****APY is Annual Percentage Yield as of June 1, 2019. The rate for average daily balances between $10,000 to $99,999 is 1.25% APY; $100,000 to $249,999 is 1.75% APY; $250,000 to $499,999 is 2.00% APY and $500,000 or greater is 2.10% APY Green Accounts can be opened with New Money or with funds from maturing UICCU CDs. Variable rate subject to change at any time. Fees may reduce earnings. *****APY is Annual Percentage Yield as of June 1, 2019. Rate is subject to change after the account is opened. 2.50% APY paid on balances up to $20,000. Requirements to earn premium yield 1) Fifteen or more UICCU credit card purchases averaging at least $10 must post to the card between the first day of the month and the second to last day of the month. Transactions posted on the last day of the month will be applied to the next month’s totals. 2) An ACH/Direct Deposit or ACH withdrawal of at least $100 must post and clear the account (internal transfers excluded). If qualifiers are not met, 0.01% APY will be paid on all balances. Any points earned on the credit card will still accrue even if these requirements are not met. Limit one account per individual. Credit card must be listed under the same account as the R2 Checking to qualify. Individuals may choose either a Rewards Checking or R2 Checking account, but are not permitted to have both account types. Personal accounts only. Primary account holder must be at least 18 years of age. $50 initial deposit required. May choose between e-Statements (free) or paper statements ($2.50 per month). Fees could reduce earnings. INSURED BY NCUA.