Details for 146949-1.pdf

DEPOSIT SPECIALS
17 MONTH CD

%
2.44

APY*1

2.54% APY* if balance exceeds $100,0002

24 Month CD

%
2.64

APY*1

2.74% APY* if balance exceeds $100,0002

LOYALTY CHECKING3

%
3.05
APY*

on balances up to $20,000

Farmers
since 1879

STATE BANK

MEMBER FDIC

Building Your Success

(877) 372-1879
www.FSB1879.com

*APY=Annual Percentage Yield. Substantial penalty for early withdrawal. Interest compounds every 6 months. All CDs renew
for same term. Also available for IRAs. Rates subject to change daily. Only available to customers in our trade area. Fees may
reduce earnings. 1 - $5,000 minimum opening deposit. 17 month CD interest rate 2.43%, 24 month CD interest rate 2.62%. 2 $100,000 minimum opening deposit. 17 month CD interest rate 2.52%, 24 month CD interest rate 2.72%. 3 - Loyalty Checking: If
the average daily balance is $0.01- $20,000.00 the interest rate paid on that portion of the balance will be 3.01% & APY of 3.05%.
If the average daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance will be 0.15% with an
APY range of 3.01%-0.15% provided the following items post & clear the account by the last business day of the month:
eStatements (Valid email Address Required); log in to FSB I-Banking; two Automatic Transfers (ACH Direct Deposit or Payment);
& 15 Debit Card Transac-tions (Excludes ATMs) with a minimum amount of $10.00 per transaction. If the previously mentioned
items are not met, then a lower APY & interest rate of 0.01% will be earned on all balances. Rates subject to change daily. Fees
may reduce earnings. Charges up to $10.00 per month imposed at US, non-proprietary ATM’s will be refunded to your account by
the 15th of the following month if the above conditions are met. Account Holder must have or open one additional primary or
secondary account relationship other than the FSB Loyalty Checking, debit card, & Ibanking. Account subject to change. $100
opening deposit required. No minimum balance. Available on personal accounts only and one account per household. See branch
for more details. Rates effective as of 10/1/2018.

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