Details for CD Ad
DEPOSIT SPECIALS 17 MONTH CD1 % 3.00 APY* 24 MONTH BUMP UP CD2 % 3.00 APY* LOYALTY CHECKING3 % 3.05 APY* on balances up to $20,000 (877) 372-1879 www.FSB1879.com *APY=Annual Percentage Yield. Substantial penalty for early withdrawal. Interest compounds every 6 months. Also available for IRAs. Rates subject to change daily. Only available to customers in our trade area. Fees may reduce earnings. 1 - 17 month CD interest rate 2.98%. $10,000 minimum opening deposit. Automatically renews for same term. 2 - 24 month Bump Up CD interest rate 2.98%. $10,000 minimum opening deposit. At your discretion, you may elect to increase the interest rate and resulting APY once during the initial term of the CD to the prevailing 2-year CD rate for the remainder of the original CD. Automatically renews into 2 year CD. 3 - Loyalty Checking: If the average daily balance is less than $20,000.01, the interest rate paid on that portion of the balance will be 3.01% with an APY of 3.05%. If the average daily balance is more than $20,000.00 the interest rate paid on that portion of the balance will be 0.15%. The annual percentage yield for this tier will range from 3.05% to 0.16%. The following items post & clear the account by the last business day of the month: eStatements (Valid email Address Required); log in to FSB I-Banking; two Automatic Transfers (ACH Direct Deposit or Payment); & 15 Debit Card Transactions (Excludes ATMs) with a minimum amount of $10.00 per transaction. If the previously mentioned items are not met, then a lower APY & interest rate of 0.01% will be earned on all balances. Rates subject to change daily. Fees may reduce earnings. Charges up to $10.00 per month imposed at US, non-proprietary ATM’s will be refunded to your account by the 15th of the following month if the above conditions are met. Account Holder must have or open one additional primary or secondary account relationship other than the FSB Loyalty Checking, debit card, & Ibanking. Account subject to change. $100 opening deposit required. No minimum balance. Available on personal accounts only and one account per household. See branch for more details. Rates effective as of 4/10/2019.